Bank Reconciliation

NeibrPay uses Plaid to connect to your HOA bank account. You log in to your bank through a secure Plaid popup; NeibrPay never sees or stores your bank credentials. Plaid provides read-only access to transactions.

Incoming deposits are matched to open invoices by amount, date, and payer. Outgoing transactions are matched to recorded expenses by vendor and amount. Anything that cannot be matched automatically is flagged for your review.

Unmatched transactions appear in a reconciliation queue. You can match them to an existing record, create a new invoice or expense on the spot, or mark them as a transfer (e.g. between Operating and Reserve accounts).

Yes. Connect your Operating account, Reserve account, and any other HOA accounts. Each account has its own reconciliation queue and running balance.

Yes. Plaid is used by major financial apps (Venmo, Robinhood, Acorns) and is SOC 2 Type II certified. NeibrPay only receives read-only transaction data — no one can move money through this connection.